Finance List

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  • OWN IT NOW, PAY LATER.

    A better way to buy now and pay later at World Fitness. Up to $15,000 on purchases instore and online at World Fitness.

    Apply Now

    Buy the things you love instore or online today with Zip

    Zip gives you the freedom to own it today. No fuss, no wait, no worries.

    zip

    UP TO $15,000

    Apply for an account that suits your needs and use it in store or online.

    zip

    INTEREST FREE

    Easy interest free payments. No hidden fees or upfront payments.

    zip

    FLEXIBLE PAYMENTS

    Choose repayments that suit your lifestyle - weekly, fortnightly or monthly

    zip

    OVER 10,000 RETAILERS

    Use your account again and again, with one simple payment schedule for all your purchases.

    WHATEVER YOU WANT FROM WORLD FITNESS, 
    THERE'S A ZIP FOR THAT

    Choose from two great ways to own and pay for everything you want and need.

    zippay

    YOUR EVERYDAY SPENDING

    Under $1000

    From fashion to fitness, eyewear to electronics, pet care to power tools. No wait, no worries.

    zipmoney

    IDEAL FOR LIFE'S BIGGER BUYS

    Over $1000

    Furnishing your home, updating your Gym. All your big ticket items without the stress.

    Zip Pay Zip Money
    Account limit Under $1000 Over $1000
    Interest free period Interest free always 0% interest for 6 months
    Establishment fee $0 $0 - $99
    Minimum repayments $40/month From $40/month depending on your account limit
    Monthly fee $9.95/month waived if you have no balance 
    see terms
    $9.95/month waived if you have no balance 
     see terms

    HOW CAN I USE ZIP AT WORLD FITNESS?

    zip Sign in to your Zip account
    zip Use your instore code at the checkout
    zip Enjoy your World Fitness purchase!

    ZIP FAQ'S

    All you need is:

    • Be at least 18 years old
    • A valid email address and mobile number
    • Be an Australian Citizen or Permanent Resident
    • Have a good credit history
    • Read more about what you need to apply to Zip Pay  and Zip Money.

    How to use Zip:

    • Choose the account that’s right for you
    • Sign up in minutes before going instore
    • Generate a payment code via your account and present at checkout
    • Log into your account to choose how you want to pay back your purchase

    Returns and refunds:

    • If your item meets our returns policy, the purchase amount will be credited back to your Zip account.
    • Read more about the World Fitness return policy here

    Repayments:

    • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
    • Repayments start from $40 a month and are based on your account's credit limit.

    Fees and interest:

    • Zip Pay purchases are interest free always
    • Zip Money is interest free if you pay off your purchases within the interest free period
    • If there's nothing owing on your account, there's nothing to pay and no fees

    Read more about repayments, interests and fees here for Zip Pay and Zip Money.